Kohli Financial Group

Why us?

We will work with you to design a portfolio that makes sense for you, based on your objectives, time frame, and risk profile.
Constantly listening to media, with conflicting information, can be emotionally challenging. Our disciplined investment approach will keep you on course towards achieving your financial goals.
Our philosophy is to protect your portfolio during bear markets by scaling to cash.
You can be assured that your portfolio is being monitored on a regular basis, and changes will be made based on current market conditions. This allows you to focus on things that matter most to you.
We take pride in providing you with excellent service. We will meet you on a regular basis (annually, at the minimum) to review your goals and objectives, and you can call or email us at any time.

Background

The Kohli Financial Group, LLC is registered with the State of Michigan as a Registered Investment Advisor.

We provide investment management for your employer sponsored plans, such as 401(k)s or 403(b)s, your IRAs, and your brokerage accounts. As a Registered Investment Advisor, we are obligated to act in your best interest. We are a fee-only advisor and do not receive any compensation from other sources. We will design a portfolio to meet your specific investment needs, be it planning for retirement, paying college tuition, or saving for a home purchase.

All portfolios are managed in separate accounts. We do not have custody of your assets and do not commingle them with other accounts. This provides you the following advantages that are typical of very wealthy investors:

Personal tax basis: Securities are owned in your account at your own cost basis. Losses can be harvested at year-end for tax purposes.
Transparency: You have online, daily access to your account
Customization: You have the option to provide instructions to exclude specific stocks/industries from your portfolio
Oversight: You get disciplined, on-going professional management of your assets

Our preferred investment vehicle is Exchange Traded Funds (ETFs). This provides access to many asset classes and sectors along with low expense ratios when compared to mutual funds. Please note that the investment choices in employer sponsored plans are determined by the sponsor.